Authentication
Proven authentication technology
Secure, convenient and cost-effective
Frictionless step-up verification
For raising credit limits, changing passwords or authorising high-value transactions
Secure Customer Authentication (SCA)
Power SCA as part of the revised Payment Services Directive (PSD2)
Adding cards to digital wallets
Compliant SCA element for adding payment cards to digital wallets securely
No need for RSA keys or card readers
Simply tap a card and type a PIN number directly into a mobile phone for secure authentication
No more authentication texts
A customer-friendly and cost-effective way to replace unsecured OTP text messages
Simplified registration journeys
Securely register devices for the first time without any cross-channel verification required