Our PCI certified, highly secure consumer authentication platform enables payments to be delivered via our proprietary software residing on off the shelf mobile devices like smartphones and tablets.
We provide the critical element that has been missing in the development integrated, scalable and innovative customer experiences. Until now.
More acceptance points, less risk for credit card providers
With 3.5 billion smartphones in use globally, a shift to software-based payments accelerates the number of potential acceptance points for credit card companies.
Promoting familiarity and inclusiveness (DDA) so that consumers feel confident in the process, which is the same whether in store, online or via a mobile app.
MYPINPAD’s solutions utilise PIN for consumer authentication, therefore shifting liability to the consumer and reducing risk for credit card providers.
This also removes chargebacks for the merchant, which means MSF fees are lower (CP vs CNP) and there is less expense, risk and resource tied up in the claims process.
Bank-grade identity verification for Issuers
Improve customers’ mobile banking experience with a fast, familiar and secure strong customer authentication that provides peace of mind while allowing ease of use.
Benefit from lower costs with the use of one-time PIN (OTP) SMS and pay-as-you-use business model, while predictability maintains cost profit ratio.
Securely pass context from physical, video, online and mobile to ensure the same intuitive and easy-to-use UX across multiple channels.
Create a truly unique, omni-channel retail experience with software-based payments
Shift the payment process to everyday mobile devices like smartphones and tablets and open up a world of possibilities to innovate within your customer experience. Reduce wait times, increase customer throughput and create an experience that is the same regardless of whether the customer shops in-store or through your digital channels.
Consumers of today expect retail brands to recognise and value them. To do this, you need to harness a wide range of data. With MYPINPAD’s software-based payments solutions, you’ll have access to a deeper set of purchase data that can be used to personalise the customer experience and help create a more loyal set of customers.
No-one likes to think about fraud, but it exists and it affects your bottom line. MYPINPAD’s solutions utilise PIN for consumer authentication, therefore shifting liability to the consumer and reducing risk for merchants.
The cost of purchasing or renting and maintaining payments hardware has just been part of being in business. Until now that is …. By shifting payments onto smart devices with MYPINPAD’s software-based solutions, you can significantly reduce or even eliminate your payments hardware.
Faster, safer, more secure customer experiences
When you’re ready to pay for products or services, you want an experience that is quick and painless. MYPINPAD’s revolutionary software turns everyday mobile devices like smartphones and tables into payment terminals, which means that the store you’re purchasing goods or services from can take your payment, literally anywhere. No more lining up at the counter, just tap and go. Anywhere.
MYPINPAD’s software-based payments solutions have been certified by PCI, which means they meet the rigorous global security standards required for payments.
MYPINPAD enables more retailers to accept card payments, removing dependence on using cash whilst providing protection from fraudsters.
