More acceptance points, less risk for credit card providers
Accept payments, anywhere and everywhere
With 3.5 billion smartphones in use globally, a shift to software-based payments accelerates the number of potential acceptance points for credit card companies.
A consistent payments experience across all channels
Promoting familiarity and inclusiveness (DDA) so that consumers feel confident in the process, which is the same whether in store, online or via a mobile app.
Less risk with PIN authentication
MYPINPAD’s solutions utilise PIN for consumer authentication, therefore shifting liability to the consumer and reducing risk for credit card providers.
This also removes chargebacks for the merchant, which means MSF fees are lower (CP vs CNP) and there is less expense, risk and resource tied up in the claims process.
Seamless integration, less risk and greater flexibility for issuers and acquirers
Plug and play solutions
MYPINPAD’s solutions were designed to seamlessly integrate into all banking systems, including legacy systems that can be notoriously difficult to work with.
PIN authentication means less risk
MYPINPAD’s solutions utilise PIN for consumer authentication, therefore shifting liability to the consumer and reducing risk for issuers and acquirers.
Innovate across your entire customer experience
Optimise authentication of online and mobile banking applications, providing consumers with faster access, greater convenience and secure financial control with their bank accounts.
Reduce fraud and eliminate the need to manage PCI compliance yourselves.
PCI, taken care of
Deploy PIN on mobile technologies without the need to undergo your own PCI SPoC and CPoC certification.
Remain relevant in a competitive landscape
Differentiate and remain competitive during industry-wide commoditisation, where future-focused products and services are highly sought after.
Grow your customer base, not your risk
Achieve greater acceptance levels and bring more SMEs into scope without introducing higher risks or costs.
Create a truly unique, omni-channel retail experience with software-based payments
Increase customer throughput and say goodbye to the payment bottleneck
Shift the payment process to everyday mobile devices like smartphones and tablets and open up a world of possibilities to innovate within your customer experience. Reduce wait times, increase customer throughput and create an experience that is the same regardless of whether the customer shops in-store or through your digital channels.
Access more data to deepen the customer experience
Consumers of today expect retail brands to recognise and value them. To do this, you need to harness a wide range of data. With MYPINPAD’s software-based payments solutions, you’ll have access to a deeper set of purchase data that can be used to personalise the customer experience and help create a more loyal set of customers.
Less risk and chargebacks
No-one likes to think about fraud, but it exists and it affects your bottom line. MYPINPAD’s solutions utilise PIN for consumer authentication, therefore shifting liability to the consumer and reducing risk for merchants.
Reduce hardware costs
The cost of purchasing or renting and maintaining payments hardware has just been part of being in business. Until now that is …. By shifting payments onto smart devices with MYPINPAD’s software-based solutions, you can significantly reduce or even eliminate your payments hardware.
Faster, safer, more secure customer experiences
Get the things you want faster
When you’re ready to pay for products or services, you want an experience that is quick and painless. MYPINPAD’s revolutionary software turns everyday mobile devices like smartphones and tables into payment terminals, which means that the store you’re purchasing goods or services from can take your payment, literally anywhere. No more lining up at the counter, just tap and go. Anywhere.
Secure and safe, just like you need it to be
MYPINPAD’s software-based payments solutions have been certified by PCI, which means they meet the rigorous global security standards required for payments.
Greater acceptance and protection
MYPINPAD enables more retailers to accept card payments, removing dependence on using cash whilst providing protection from fraudsters.
To learn more about how MYPINPAD can help you, speak to our team today.