The PIN Potential

The use of the PIN as an authentication method has significant and continued benefits, even in industry sectors spending small fortunes testing every biometrics know to man. This is due in large part to its simplicity and wide recognition, but also due to its wide-ranging versatility.

Consumers already use PIN to authenticate themselves when withdrawing money from ATMs and when making in-store debit and credit card payments. They are now able to use the same four digit code to make purchases online, while still taking full advantage of multi-factor and multi-mode authentication capability of the modern smartphone.

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