Road to MPoC: Understanding the current certification standards

News of the release of the new PCI standard for mobile payments in December last year were very much welcomed by the Payments community. The new Mobile Payments on COTS (MPoC) standard presents new opportunities in the continued development…


Money on the Move We’re increasingly seeing shifts in the movement of money from offline to online in the digital world we live in today. These terms will become as outdated as the distinction they describe. How often is anyone “offline”…

MPoC is coming, does this mean face to face payments will soon be an SDK? Our hopes and forecast!

The much anticipated first draft release of the MPoC standard will be distributed to industry experts for comment by PCI SSC in early 2022. We think it will be a very big deal for several reasons.

Predictions for 2022: Mobile payments acceptance comes of age

Throughout 2021, frenetic payments innovations, that accommodated the consumer need for more versatile and digital methods of payment, quickly gathered pace. This was driven, in part, by pandemic restrictions and COVID-19 transmission anxieties.

Reflecting on COP26 from a Payments Perspective

In this post, Matt Jones, MYPINPAD’s Head of Sales, EMEA reflects on this year’s annual United Nations Climate Change Conference, COP26 from a payments perspective.

Payments in 2021 and beyond: Changing payments for good

This is the fourth and final instalment in our series focusing on payments in 2021 and beyond. In this post, David Poole, MYPINPAD’s Global Head of Mobile Solutions looks at what the world can expect from software-based payment innovation and how it will change the payments landscape for good.

Payments in 2021 and beyond: Simplifying the complex

MYPINPAD’s Founder and Chairman Justin Pike talks about some of the less visible, but no less significant aspects of software-based payments - platforms, pricing and infrastructure.

Payments in 2021 and beyond: Software – the final bastion in payments security

This is the second blog in our series focusing on payments in 2021 and beyond, penned by MYPINPAD’s Founder and Chairman Justin Pike. In this post Justin delves deeper into the security of mobile devices and software-based payment solutions. With players entering the market and a lack of clarity as to how their offerings are different, this is post is a must-read for any business looking to deploy a software payment solution.

Payments in 2021 and beyond: Innovating in the new normal and why you should care about security

The first blog in our series focusing on payments in 2021 and beyond, MYPINPAD’s Founder and Chairman Justin Pike shares his insights and thoughts on the different types of technology available, what it brings to the table, and why security is so critical in today’s landscape as we move towards a future that looks very different.

Predictions for 2021: Software-based payments solutions will enter a boom, but a lack of security could tarnish the industry

In 2020 we saw many firsts, which affected every person on the planet. ‘Lockdown’ became part of our everyday language and as we acclimatised to being home and not having access to brick-and-mortar stores, we looked for alternative channels to source the things we need.

Why brands harnessing the power of digital are winning in this evolving business landscape

Delivery of intuitive, secure, personalised, and frictionless user experiences has long been table stakes in digital commerce, well before the era of COVID-19.

Transforming payments for vulnerable people

COVID-19 has rapidly accelerated digitisation of the customer experience, particularly with respect to how consumers shop, pay and bank.

No looking back for mobile payments as we approach the final frontier

In February this year, the number of smartphone users worldwide surpassed a whopping three billion and is forecast to grow by several hundred million more in the next few years. And it’s easy to see why. The feature evolution of smart devices has extended far beyond just making calls and texts to include apps that have become, for just about everyone, an essential part of daily life.

Why the world needs PIN

Technology is a great enabler. It brings enormous possibilities in customer experience and product innovation, but it also brings new levels of sophistication in the activities of fraudsters.

Living with Covid-19 means it is time for a more inclusive way to transact

All sorts of things have changed as a result of the pandemic. There is a huge push towards digital environments as we navigate social distancing measures and public health concerns.

FCA agrees 18-month plan for a phased implementation of Strong Customer Authentication.

Last week the Financial Conduct Authority (FCA) announced a transitional period for the introduction of Strong Customer Authentication (SCA) under the PSD2 Payment Service Directive.

eService and Mastercard win the eDucat Industry Award using MYPINPAD solution

eService and Mastercard won the eDucat Industry Award at the 7th Cashless Congress, in the category 'New product changing the non-cash payments market.' The companies were awarded for the pilot roll-out of the innovative LitePOS solution using the 'Pin on mobile' technology.

Getting to Grips with “PIN on Mobile” Versus “PIN on Glass”

Consumers are carrying less cash than ever before. This poses a challenge for the five million small merchants in the UK that are still unable to accept card payments.