MYPINPAD SOLUTIONS
Authentication Platform
All MYPINPAD solutions are patented globally, gateway agnostic and built upon a cloud-based attestation and fraud detection service known as the MPP Authentication Platform. This PCI certified capability ensures all smartphones and tablets running any MYPINPAD solution are secure prior to transaction or authentication commencement.
MPP mPOS
Transform everyday smartphones and tablets into secure PIN entry payment acceptance devices with MYPINPAD’s Android and iOS PCI certified MPP mPOS SPoC solution. A standard PIN pad image (not scrambled) ensures seamless customer adoption and additional support for the visually impaired guarantees a fully inclusive solution. MPP mPOS is comprised of three components:
MPP Customer Verification App
This on-device app securely manages the secure card reader, PIN entry, and communications with the MPP Authorisation Platform.
Secure Card Reader
Securely reads contact and contactless cards.
MPP Authentication Platform
Cloud-based, fraud detection service that ensures the integrity of the smart mobile device prior to transaction commencement.
MPP SoftPOS
Transform everyday smartphones and tablets into secure Tap on Phone and ultimately PIN on Mobile payment acceptance devices by simply downloading an app. Tap on Phone is aligned with the soon-to-be published standard known as CPoC – Contactless Payments on COTS (Commercial off-the-shelf), while PIN capability following once new standards are published. MPP SoftPOS is comprised of two components:
MPP Customer Verification App
This on-device app securely manages PIN entry and communications with the MPP Authorisation Platform.
MPP Authentication Platform
Cloud-based, fraud detection service that ensures the integrity of the smart mobile device prior to transaction commencement.
MPP inBranch
MYPINPAD understands secure personal verification utilising cardholder PIN goes beyond payment.
MPP inBranch is the first offering of this powerful capability to help facilitate in-branch digitisation programmes. Service counters can be replaced by roaming assistants equipped with tablets powered by MPP inBranch. This allows customers to be securely identified by tapping their contactless bank card on the tablet and entering their PIN. Once identified, bank services can be offered to the customer via the tablet.
PIN on Mobile Integration
MYPINPAD offers full access to their API (application programming interface) and world-leading expertise to allow customers to seamlessly and rapidly develop and implement PIN on Mobile solutions.
The MPP API supports both Android and iOS environments and can be used with minimal knowledge of payments. Comprehensive documentation, example scripts, and technical support are provided to ensure rapid and seamless PIN on Mobile integration with customer solutions.
MYHSM: PIN on Mobile Enablement
MYPINPAD’s sister company, MYHSM, is a global provider of Payment Hardware Security Modules (HSM) as a Service, delivering secure, versatile, and scalable hosted solutions in the cloud. By utilising the Thales payShield, the world’s most widely deployed PCI certified Payment HSM, the need for investment in hardware, secure facilities, ongoing management and support are alleviated.
All MYHSM payShields are PIN on Mobile ready, thanks to being pre-configured at the point of manufacture with the MPP Authorisation Platform.