Following a successful pilot in Poland, the global secure personal authentication expert implements a long-term partnership with eService – supporting small and micro business in Poland to meet the increased demand for digital payments  

17th September 2020, LONDON: MYPINPADthe global leader in secure personal authentication solutions today announces new strategic partnership with EVO Payments, Inc. (“EVO”). EVO is a leading global provider of payment technology integrations and acquiring solutions and its subsidiary, eService, is the leader in payment card acceptance and settlements of electronic transactions in Poland. Initially the partnership will focus on Poland via eService, which is owned by PKO Bank Polski and since 2014 is also a part of EVO.

eService processes transactions for over 460,000 payment terminals (2Q2019) operating in Poland as well as several other countries in Europe. It offers access to all major card schemes and supports phone proximity payments such as Google Pay and Apple Pay. eService also offers e-commerce tools and comprehensive payment solutions for large and medium-sized enterprises.

This announcement follows MYPINPAD being recognised as the first company in the world to achieve Payment Card Industry (PCI) Security Standards Council (SSC) certification for its software only Contactless Payments on Commercial off-the-shelf (CPoC) solution.

MYPINPAD’s solution is easily integrated into third party applications and delivered ‘As-a-Service’. It significantly reduces cost across the entire face-to-face payment ecosystem by meeting PCI security standards through software updates alone. This relieves pain-points such as the cost of traditional payment and POS hardware for the smallest retailers, while also serving larger retailers by significantly reducing maintenance, replacement costs of aging hardware-centric POS systems and ultimately providing stronger customer service with trusted and familiar devices.

CEO of MYPINPAD, Colin Greene, commented: “We are excited to have won this opportunity with a global acquiring partner. As merchants emerge from the ravages of the pandemic lockdown, eService’s new merchant proposals will remove barriers to entry and enable mobile digital acceptance at an increasing number of locations. This announcement is another key milestone for MYPINPAD, and the industry, as we integrate into Europe with a leading global acquirer and continue driving mobile device acceptance exponentially.”

Visa approved the solution to authorize contactless payments with PIN capture through its ‘Tap to Phone’ program. ‘Tap to Phone’ makes it easy for merchants and consumers alike to use smartphones when making and accepting payments. It is as simple as downloading an app. This means millions more sellers everywhere can accept contactless payments using current-generation mobile devices, while also getting access to other benefits such as reduced charge back potential and low MSF rates. Customers win too, as they can make payments in seconds, both in-store and at home online, providing a true omnichannel experience that is safe and seamless.

CEO of eService – Joanna Seklecka adds: “Poland is a world leader in the acceptance of contactless transactions, and our customers across Europe are open to innovative digital payment technologies that we bring to the market in cooperation with the best global technology providers. Today, once again, we are proud to announce a solution that will enhance the possibilities of convenient and secure payment acceptance on mobile devices.”

The European market is prime to benefit from this collaboration, as it is highly geared towards contactless payments. In the third quarter of 2019, over one billion contactless transactions were made across the continent, an eight per cent increase compared to the previous quarter. Moving with the global impact of the COVID-19 pandemic and increased need for contactless transactions, Poland recently doubled its contactless card transaction limit from 50 zloty (€9.93) to 100 zloty (€19.86).

Katarzyna Zubrzycka, Head of Merchant Sales and Acquirers, Central Eastern Europe at Visa, said: “Today, billions of people expect the convenience of paying with their cards wherever they shop. Yet, there are still situations when using a card isn’t an option: the outdoor market, that food truck, that new, family-run business. Millions of small and micro-businesses worldwide struggle with the burdens of traditional acceptance. So Visa is democratizing access to payment experiences that consumers increasingly expect.”

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MYPINPAD is the global leader in secure personal authentication solutions residing on commercially available smartphones and tablets. Our proprietary and globally patented technology secures and protects the input of sensitive information on touchscreens creating a trusted environment. MYPINPAD’s innovative solution set removes the reliance on specialised hardware for personal authentication; reduces cost and complexity, promotes rapid adoption and leverages the connected capabilities of smart devices.

About eService:

Centrum Elektronicznych Usług Płatniczych eService Sp. z o. o. is the leader on the market of payment card acceptance and clearance of electronic transactions in Poland. The company is an active member of The Non-Cash Trade Support Programme – Cashless Poland (Polska Bezgotówkowa) and the most popular provider of payment services offered through it. For 20 years eService has enabled card and electronic transactions – in stores and thousands of mobile and stationary service outlets. As the only company in the industry, continuously since 2009 it has been the guarantor of security and the highest quality of services, the latter being audited and confirmed annually by the ISO 9001 Certificate issued by TUV. One of the distinguishing features of eService is its proprietary service network that is the largest in Poland and its Merchant Service Centre available 24 hours a day, 7 days a week, providing support to clients from Poland and abroad. eService supports the promotion of non-cash payments in small and medium-sized enterprises as well as in local government units and public institutions. To make the process of obtaining free terminals in the Cashless Poland programme easier for the customers, the website has been launched.

Centrum Elektronicznych Usług Płatniczych eService Sp. z o.o. is part of EVO Payments, Inc. (66%) listed on NASDAQ and PKO Bank Polski (34%).

About Evo Payments, Inc.:

EVO Payments, Inc. (NASDAQ: EVOP) is a leading payment technology and services provider. EVO offers an array of innovative, reliable, and secure payment solutions to merchants ranging from small and mid-size enterprises to multinational companies and organizations across the globe. As a fully integrated merchant acquirer and payment processor in over 50 markets and 150 currencies worldwide, EVO provides competitive solutions that promote business growth, increase customer loyalty, and enhance data security in the markets it serves.

About PKO Bank Polski:

PKO Bank Polski is the undisputed leader of the Polish banking sector. In 2019, its consolidated net profit amounted to PLN 4.03 billion and the value of assets reached PLN 348 billion. The Bank is the primary provider of financial services for all customer segments, achieving the highest shares in the market of savings (18.4%), loans (17.6%), lease (11.2%) and the market of investment funds for individuals (22.2%). With more than 9.2 million payment cards, the bank is the largest issuer of debit and credit cards in Poland. Thanks to the development of digital tools, including the IKO application, which at the end of 2019 had 4.2 million active applications, PKO Bank Polski is the most mobile bank in Poland. The Bank’s strong position is strengthened by the Corporate Group’s companies. PKO Bank Polski’s Brokerage House is the leader in the number and value of IPO and SPO transactions on the capital market. PKO Bank Polski is also the technological leader of the Polish banking sector, and successive innovative projects help it further strengthen this position. The Bank effectively implements its strategy based on digitisation. It is the leader in the provision of digital administration services.