Have you ever wondered what it would be like to go through life blind, or with a learning disability? Or what it will be like when you’re older and perhaps your mental acuity is not what it once was?
What must it be like to be almost totally reliant on loved ones, or maybe worse, the honesty and goodwill of complete strangers?
These are generally not thoughts most of us have very often, but for those with physical or mental challenges even the most menial of tasks become extremely difficult.
For the purposes of this blog we will only address how these difficulties are dealt with in the world of payments, specifically non-cash payments.
The issues faced today centre on the fact that the only widely-accepted form of non-cash payment is the branded credit / debit card (MasterCard, Visa, Amex et al), and both the cards themselves and the infrastructure necessary to accept them is geared almost entirely to those without any sort of disability. In fact, even if you wanted to make changes to the infrastructure, the effort would be entirely prohibitive given both the limited return on investment and the absence of any meaningful legislation.