The global leader in software payment solutions
Helping businesses define frictionless, scalable and innovative new customer experiences.
Inventors of the world’s first software payments terminal
A step change towards an innovative future
Back in 2012, the development pace of computing and mobile devices within the banking and payments industry was about to herald change like it had never seen before. Where these industries had been built on the solid foundations of service, security and hardware and had largely remained unchanged for decades, the technology-empowered consumer began to demand a more seamless, personalised and integrated customer experience. Suddenly the systems, processes and hardware that had served banking and payments for many years were fast becoming unable to meet evolving consumer needs. And this set in motion a seismic industry shift, resulting in a new era of technological development that would see disruption of traditional processes such as consumer authentication.
Blazing new possibilities in consumer authentication
MYPINPAD’s vision is to enable the most trusted, secure, fraud free authentication platform, free of legacy constraints for everyone. We imagined a world where customer experiences such as payments and identification could be innovated and transformed. Where any experience that required the authentication of a person could be securely done on an everyday mobile device, which would therefore open up a world of possibilities to innovate the customer experience.
With a proprietary, novel and highly secure means to enter data into modern but inherently insecure mobile devices, MYPINPAD has transformed the way in which payment transactions can be made. Moving from legacy, costly hardware solutions to safe and secure software-only processing with an optional step up PIN credential, we are at the forefront of an increasingly digital world where the customer experience has evolved to be more personalised, faster and seamless. Where the process of authenticating consumers has largely dictated the experience for this aspect of the purchase journey, MYPINPAD’s solutions open up unparalleled possibilities to innovate within this part of the customer journey.
A new era in consumer authentication
MYPINPAD is the first company in the world to bring patented PCI certified, software-based payment solutions to market.
We are Visa Ready certified for Tap to Phone with optional PIN capture.
Our solutions integrate the payments ecosystem seamlessly into existing tech stacks, which opens up unlimited options to innovate and redefine the payment aspect of the customer experience.
Consumer credentials are verified via PIN, a secure and simple step providing a universally familiar experience across all channels.
And, we take care of the regulatory and compliance complexities required by PCI to enable secure and trusted payments.
Why MYPINPAD?
Pioneer for PIN
MYPINPAD is the pioneer for PIN on mobile devices:
- Simple and built into the fabric of the payments landscape
- Reduced friction
- Enhanced security
- Removes risk
- Substantial cost savings
Security to trust
Our As-a-Service attestation platform:
- Enforces constant device security and compliance from a zero-trust base
- Proprietary, constantly changing algorithms.
Auth-as-a-Service
Easy to use APIs and SDKs:
- White label
- Uniform
- Base for omni channel payments
- Removes CNP premium for mobile payments
Meet the Team
MYPINPAD’s Directors and Leadership Team represent a wealth of entrepreneurial, security and fintech expertise and experience.
Justin Pike
Founder & Chairman
An innovator in the IT industry for over 25 years, Justin initially developed one of the world’s first electronic top up platforms for prepay mobile phones. In 2002 he co-founded eNett International, a multi-billion dollar payment processing company, today considered the world leader in the travel payments sector. Justin founded MYPINPAD in 2012 after developing the core intellectual property and as Chairman he drives the company’s business strategy.
Richard Forlee
CEO
Over 30 years’ experience with the Investec Group serving at director level in SA, UK and HK. In this time Richard led and developed numerous global new business units spanning specialised finance, treasury, trading and private equity investment. As a proven leader in building new enterprises, he now brings that experience to delivering MYPINPAD’s vision and scaling the business globally.
Phil Dunkelberger
Director
Currently CEO of Nok Nok Labs a leading digital security and authentication company and founding member of the FIDO alliance. Phil was co-founder and CEO of PGP Corporation until it was acquired by Symantec in 2010. He has significant experience in SaaS infrastructure and enterprise software having served in senior positions at Doll Capital Management, Embark, Vantive, Apple and Xerox.
Ashley Head
Director
Ashley offers a wealth of corporate banking and entrepreneurial experience. His corporate banking positions have included Senior Vice President at Chase Manhattan Bank, Senior Vice President at Mastercard International, and responsibility for operations and systems at The National Commercial Bank, Saudi Arabia. Since 2000, Ashley built and sold a number of companies including: NETGIRO, UCash, Virtual Fusion and Datacash.
Dave Watts
CTO
Dave is an experienced developer, architect, team lead, and CTO. He has a track record in designing and implementing transformative solutions, including the world’s first PIN on Mobile solution. He co-founded two successful development consultancies and was a core-technology architect at Experian.
Jon Pinkerton
CEO MYEPOS Ltd (100% subsidiary of Licentia Group)
A technologist, product architect and strategist with more than 20 years’ experience in the payments industry. Jon combines trend insight, deep technical know-how and UX design and articulates this into products and actionable strategies. Jon is active across the payments industry globally with networks into banks, financial service providers and start-ups.
Allan Syms
Commercial Officer
A senior international technology executive, with extensive PLC board level and Public Sector service. Allan has an in-depth background in licensing, intellectual property management, IPOs, M&A and managing strategic change with blue chip companies worldwide. Allan has been a driving force in the launch and commercial promotion of the solution since the company’s inception in 2012.
David Poole
Sales Director, Worldwide
An executive with over 30 years’ experience at the forefront of new technology and payment processes in the UK and USA. Prior to joining MYPINPAD in 2013, David was Managing Director at mPOS technology company, Miura, Vice President EMEA at Verifone Inc and President & GM at Infor POS.
Sally Withers
Head of HR
Sally has over 25 years’ experience of working in HR across multiple sectors including Telecoms and Finance. As a graduate in Psychology and an Executive Coach, Sally has worked with SMEs and multinational corporations. She brings a wealth of experience in partnering senior leaders and in managing projects across all organisational requirements.
Kathryn Beater
Head of Legal
A lawyer with over 20 years’ professional legal experience, including 15 years of in-house counsel leadership positions within the financial services sector (banks, professional services and Fintech companies), Kathryn is responsible for all legal matters pertaining to each of the Licentia Group entities. Kathryn was head of the DTCC and Thomson Reuters JV’s EMEA legal team. The JV, now wholly owned by DTCC, is the global leader in the provision of post-trade management services to the investment community. Kathryn qualified as a solicitor and barrister in Australia and holds a Bachelor of Laws degree from the University of Queensland and a post graduate diploma from the College of Law, Sydney.
Morten Hofstad
Head of Asia Pacific
A pioneer in electronic finance services, Morten was first to take electronic mobile payments to the Middle East and North Africa. Prior to joining MYPINPAD, Morten was Director of Business Development for LUUP International, heading up the roll-out of fully integrated mobile payments solutions to banks and financial institutions. He was Regional Director for Asia at Global Voice, establishing key partnerships in Indonesia, India, Malaysia, the UAE and Myanmar.
Jason Brickell
Chief Product Officer
More than 20 years’ experience of senior leadership across enterprise technology, secure communications, payments and ecommerce; encompassing many verticals including emergency services, health care, consumer retail and financial services. Jason operated at C-Level across several private equity backed businesses and PLCs; driven extensive product R&D and business growth on an international basis. Champion of customer need and service delivery.
Neal Hindocha
Chief Security Officer
With over 20 years in IT security and compliance, Neal joined MYPINPAD in 2018 to manage the security and compliance functions. Prior to joining MYPINPAD, Neal was managing FortConsult’s (part of NCC Group) business in Sweden and Norway. Neal has a long history of working as a consultant for companies such as Trustwave and Verizon Business, where he had a particular focus on the finance sector.
David Ackerman
Head of Finance
An FCCA Qualified Accountant with over 15 years’ experience in Finance across a variety of sectors including financial services, professional services and manufacturing. David has a track record of developing established and start-up businesses through periods of acquisition and high growth. David joined the Licentia Group in 2019 and now leads the finance function.
